For Immediate Release:
December 16, 2025
Navigating Power and Technology Breakdowns
By Oklahoma Insurance Commissioner Glen Mulready
In December 2007, Oklahoma experienced one of the most devastating ice storms in its history. The storm caused at least $200 million in damage statewide, and at the peak of the event, more than 641,000 Oklahomans were without power. For thousands, outages lasted more than a week.
When the lights go out, so do the tools we rely on every day. Without electricity or internet access, simple tasks can become challenging, and in today’s connected world, the impact is even more significant than it was a few decades ago. That’s why I urge Oklahomans to make technology and power disruptions a core part of their disaster preparedness plans.
Keep hard copies of essential documents and cash on hand.
One of the most important steps you can take is storing hard copies of your essential documents. Your emergency kit should include items such as Social Security cards, passports, birth certificates, driver’s licenses, prescriptions and insurance policies. Keep them in a fire-resistant, waterproof container so you can access vital information during power or internet outages. Be sure to take these documents with you if you must leave your home. Always keep some cash on hand in case payment systems are down and using debit or credit cards becomes impossible.
Create a backup internet plan.
We depend on the internet for everything from banking and insurance to communication and navigation. Consider having a backup source of connectivity in case your primary internet service goes down. Mobile hotspots or satellite-based options can help you stay connected during outages. It’s also wise to keep printed maps and a list of emergency phone numbers for your family, just in case digital tools aren’t available.
Identify additional power sources.
Having access to power during an outage can make all the difference. Invest in a generator to keep your home running during prolonged disruptions. Portable power banks are also an affordable way to keep your phone and other small devices charged. Ensure you have a variety of batteries for flashlights, radios, and other essential devices.
Review your insurance policies.
Preparedness isn’t complete without reviewing your insurance coverage. Your policies should reflect the risks we face in Oklahoma. Be familiar with key coverages such as loss of use, which helps pay for living expenses if your home becomes uninhabitable due to covered damage. Remember: losses from floods or earthquakes typically require separate policies.
Oklahoma’s weather is unavoidable, but preparing for technology and power outages can make recovery faster, safer and less stressful. Taking a few simple steps now can help protect your family in the event of the next major disaster. The Oklahoma Insurance Department (OID) offers numerous resources on insurance and preparedness at oid.ok.gov/getready. If you have insurance questions, call us at 800-522-0071.