Life Insurance Policy locator

Each year, countless life insurance benefits remain unclaimed, resulting in the loss of millions of dollars. To address this issue and assist residents of Oklahoma in discovering unclaimed benefits, the Oklahoma Insurance Department (OID) in collaboration with the National Association of Insurance Commissioners (NAIC) initiated the Life Insurance Policy Locator (LIPL) program back in 2016. Since Commissioner Glen Mulready assumed office in 2019, this initiative has successfully matched 4,872 Oklahomans with over $94,673,994 in unclaimed life insurance policies.


The LIPL Service is a free online tool that helps connect beneficiaries with policies. The policy locator requests are secure and confidential. Any matches found by participating insurers are reported to state insurance agencies through the Life Policy Locator. The companies then are responsible for contacting beneficiaries.