BULLETIN NO. 2026-02

The purpose of this bulletin is to inform all persons and organizations subject to the jurisdiction of the Insurance Commissioner of the rule changes for 2026. Disclaimer: The following overview does not include the full text of the rules. Please refer to the Oklahoma Secretary of State Administrative Rules (SOS) webpage to view the full text of the rules. Rule changes are effective July 25, 2026.

Property and Casualty – Chapter 15

The change made to Chapter 15 increases the timeframe for notification from an insurer to a policyholder regarding the non-renewal of a homeowners insurance policy or any other personal residential insurance coverage. Insurers shall now give at least sixty (60) days’ notice prior to the date of cancellation or non-renewal of a homeowners insurance policy or any other personal residential insurance coverage.

If the cancellation or non-renewal is for one of the reasons listed in 36 O.S. § 3639.1(A), insurers shall give at least ten (10) days’ notice prior to the date of cancellation and thirty (30) days’ notice prior to the date of non-renewal of a homeowners insurance policy or any other personal residential insurance coverage. The following rule was amended in Chapter 15:

• OAC 365:15-1-14 (b) and (d) Notice of cancellation or non-renewal

Other Licensees – Chapter 25

The amendments to Chapter 25 remove outdated provisions related to a discontinued long-term care insurance program and modernize the Department’s redomestication and insurance holding company filing requirements.

Form R and insurance holding company Forms A, B, C, D, E, and F will be maintained on the Oklahoma Insurance Department website rather than within the appendices to Chapter 25. Accordingly, the appendices containing Forms A through F are revoked and replaced by the applicable templates and filing instructions published on the Department’s website.

Revocation of these appendices does not eliminate or otherwise modify the underlying statutory filing requirements. Beginning on the applicable implementation date, filers must use the current forms and instructions available on the Department’s website.

The amendments also address electronic filings and signatures, clarify certain Form A filing procedures, and establish requirements for affiliated management, service, and cost-sharing agreements submitted under Form D. Additional implementation guidance regarding Forms A through F will be provided in a separate Department bulletin. The following rules were amended in Chapter 25:

• OAC 365:25-3-1.4. Producer training requirements for long-term care insurance [REVOKED]
• OAC 365:25-7-11. Application to become domestic insurer; Form R
• OAC 365:25-7-23(a) and (b). Forms: general requirements
• OAC 365:25-7-24(a). Forms: incorporation by reference, summaries and omissions
• OAC 365:25-7-26. Forms: additional information and exhibits
• OAC 365:25-7-28(a), (c), and (d). Acquisition of control; statement filing (Form A)
• OAC 365:25-7-28.1. Pre-acquisition notification (Form E)
• OAC 365:25-7-29(a), (b), (c) and (d). Annual registration of insurers; statement filing (Form B)
• OAC 365:25-7-29.1(a). Transactions subject to prior notice – notice filing (Form D)
• OAC 365:25-7-29.2. Enterprise risk report (Form F)
• Appendices A, B, N, O, Q, and AA [REVOKED]

Health Maintenance Organizations (HMOs) – Chapter 40

The amendments to Chapter 40 modernize the filing requirements applicable to health maintenance organizations and remove forms from the regulatory appendices. Applicable HMO filing templates and instructions, including HMO Forms A and B, will instead be maintained and published on the Oklahoma Insurance Department website.

Revocation of the appendices does not eliminate or otherwise modify the underlying statutory filing requirements. Beginning on the applicable implementation date, HMOs and other filers must use the current forms and instructions available on the Department’s website.

The amendments separately remove obsolete Prompt Pay forms from the appendices. This change should not be interpreted as eliminating any applicable Prompt Pay requirements established by statute or rule. The following rules were amended in Chapter 40:

• OAC 365:40-3-14(a) and (b). Prior approval pursuant to 36 O.S.§ 6903(C)
• OAC 365:40-3-15. Notice of amendments or modifications pursuant to 36 O.S.§ 6903(C)
• OAC 365:40-3-16(d). Redomestication
• OAC 365:40-3-17(a) and (b). Forms: general requirements
• OAC 365:40-3-18(a) and (c). Forms: incorporation by reference, summaries and omissions
• OAC 365:40-3-19(a) and (c). Acquisition of control; statement filing (HMO Form A)
• OAC 365:40-3-20. Pre-acquisition notification
• OAC 365:40-3-21. Annual registration of HMOs; statement filing (HMO Form B)
• OAC 365:40-5-101. Prompt Pay Form and requirements
• Appendices A through G [REVOKED]

Questions concerning this bulletin should be directed to the Oklahoma Insurance Department’s Legal Division at 405-521-2746 or by email to oidlegal@oid.ok.gov