What is an ISO rating?
Through the Public Protection Classification (PPC™) program, ISO evaluates the quality of public fire protection in more than 47,500 fire protection areas across the United States and assigns a PPC grading from 1 to 10. Insurance companies use the PPC to help establish fair premiums and municipalities use it as a benchmark for measuring the effectiveness of their fire-protection services.
What goes into an ISO evaluation?
The Fire Suppression Rating Schedule (FSRS) is a manual containing the criteria ISO uses in reviewing the fire prevention and fire suppression capabilities of individual communities or fire protection areas. The evaluation includes the fire department, water supply system, emergency communications, and community efforts to reduce the risk of fire.
What are the benefits of an ISO evaluation?
A community’s investment in fire mitigation is a proven and reliable predicator of future fire losses. Insurance companies use PPC information to help establish fair premiums for fire insurance — generally offering lower premiums in communities with better protection. The program also provides help for fire departments and other public officials as they plan, budget for, and justify improvements.