State Farm Settlement Information

Information for Oklahoma homeowners with wind and hail damage claims

The Oklahoma Insurance Department has announced a $47.86 million settlement with State Farm Fire and Casualty Company following an examination of the company’s handling of certain homeowners insurance claims.

Total settlement: $47.86M

Consumer restitution: $35M

Claim period: 2021 – 2025

Could your claim qualify?

You may be eligible for an independent review if:
  • You had a State Farm homeowners insurance policy in Oklahoma.
  • You submitted a claim for wind or hail damage with a date of loss between January 1, 2021, and December 31, 2025.
  • Your claim was closed without payment, which includes insureds who received partial payment or whose claims were determined to be under the deductible amount.

What happens next?

State Farm will send written notices to eligible homeowners with instructions on how to opt in. An independent administrator will review each claim and determine whether payment should be made. Payment is not guaranteed.

How the review process works:

  1. Receive notification from State Farm.
  2. Opt in by following the instructions in your notice.
  3. Submit any supporting information and documentation including receipts or professional inspections.
  4. Independent claim review by a third-party administrator.
  5. Receive a determination and any payment owed under your policy.

Protect yourself from scams

Verify settlement-related communications using official OID and State Farm contact information. Do not provide sensitive information to unsolicited callers.

Questions? We're here to help.