CE Course Criteria

Credit=General (producer)

Prod – 36 O.S. § 1435.29 & 365:25-3-1-(f)(7)

Material should contain  educational information relevant to Life-A/H producers.   Material must be recent and cite sources for all statistics, quotes, and charts.

Shall not include the following subjects: motivation, psychology, recruiting, subjects not relating to the insurance license, and insurance company specific sales techniques or prospecting.

Credit=General (producer or adjuster)

Prod – 36 O.S. § 1435.29 & 365:25-3-1-(f)(7)
Adj – 36 O.S. § 6217 & 365:25-3-14-(f)(8)

Material should contain educational information relevant to P/C producers and/or adjusters.  Material must be recent and cite sources for all statistics, quotes, and charts.

Shall not include the following subjects: motivation, psychology, recruiting, subjects not relating to the insurance license, and any insurance company specific sales techniques or prospecting.

Credit=Ethics

Prod – 36 O.S. § 1435.29
Adj – 36 O.S. § 6217

Material should contain educational information relevant to producers and/or adjusters.  Focus on the subject of Ethics.  Avoid controversial or offensive material and cite sources for all statistics, quotes, and charts.

Credit = Legislative Update

Prod – 365:25-3-1(d)(4)(A) (B)
Adj- 365:25-3-14(d)(4) (A) (B)

Legislation Updates

Material should contain educational information relevant to producers and/or adjusters.   Be applicable to the state of Oklahoma and address current state or federal legislative changes which occurred during the current and/or prior year.

Statutes and Oklahoma Administrative Codes (OAC) along with effective dates must be cited for each state subject.  Webpage URLs and effective dates will need to be cited for federal changes.

The OID publishes a comprehensive presentation on recent legislation each year on our webpage .  The material is available to the public and may be helpful in developing a course; however, the provider will need to cite the Oklahoma Insurance Department and our webpage as a source if the material is used to create there own LU course.

Credit=Earthquake

Prod- 365:25-3-1-(d)(5)
Adj – 365:25-3-14-(d)(5)

Material should contain educational information relevant to producers and/or adjusters.  Focus on the subject of Earthquakes and discuss policy earthquake coverage .  Cite sources for all statistics, quotes, and charts.

Credit=LTCP/General

Prod- 365:25-3-1.4
LTCP

Producers selling, soliciting or negotiating Long Term Care insurance must complete a one -time, eight (8) hour training  course prior to offering this type of product.   In addition, a four (4) hour ongoing training course must be completed every renewal cycle.  Cite sources for all statistics, quotes, and charts.

The training shall include topics related to long term care, long term care services, and qualified state long term care insurance parnership program.

Topics shall include, but are not limited to:

  1. The Need for Long-Term Care
  2. Long-Term Care Services and Providers
  3. Long-Term Care Insurance
  4. Long-Term Care Insurance Policy Design and Options
  5. Long-Term Care Partnership
  6. Qualified Long-Term Care Partnership Policies
  7. Medicaid Benefits for LTC
  8. Other LTC financing options
  9. Ethical Considerations in the Sale of Long-Term Care Insurance
  10. Suitability

Credit=Annuity/General

Prod – 365:25‐3‐21

Prior to selling, soliciting or negotiating annuity products, producers are required to complete a one-time ,four (4) hour training course.

Shall not include the following subjects: motivation, psychology, recruiting, subjects not relating to the insurance license, and any insurance company specific sales techniques or prospecting.

Topics must include, but are not limited to:

  1. The types of annuities and various classifications of annuities
  2. Identification of the parties to an annuity
  3. How fixed, variable and indexed annuity contract provisions affect consumers
  4. The application of income taxation of qualified and non‐qualified annuities
  5. The primary uses of annuities
  6. Appropriate sales practices
  7. Replacement and disclosure requirements.
  8. The Guaranty Association and how it cannot be used as a sales tool or inducement to purchase insurance